LYNNE OLENAK | REALTOR®
Sereno Group Loan Programs

GUIDING BUYERS AND SELLERS THROUGHOUT THE SOUTH BAY AREA

Bridge B4 U Sell Loan

A short-term bridge loan leveraging your current home’s equity that enables you to purchase another home WITHOUT having to sell first.

BUY BEFORE YOU SELL COMBO (1)

BENEFITS:

  • Our banking relationship with RPM, a division of LendUS creates the possibility for a customized bridge loan suited to your needs
  • Snag the home you really love without the hassle of selling and moving first
  • Peace of mind
  • Boutique service and privacy
  • Preserve precious cash and avoid liquidating investments

THE FINE PRINT*:

  • 2nd Lien against the current home
  • Combined Loan-to-Value (LTV) of 80% on the departing property. (*exceptions considered up to 90% CLTV at lender’s discretion)
  • 6.0% interest-only (8.677% APR) (+ 1 point fee) for 6 months, with lender option to extend for an additional 6 months (+ 1 point fee)

Listing Enhancement Loan

A short-term loan that allows you to complete agent-recommended upgrades to improve the value of your home. Enhanced homes can sell for more! As part of the qualification process, you will also be qualified for a loan on the purchase of your next home.

Listing Enhancement_BEFORE_AFTER_combo (1)

BENEFITS:

  • No upfront costs
  • Preserve precious cash
  • Deferred payment
  • Maximize your home’s value
  • Boutique service and privacy

THE FINE PRINT**:

  • Up to $50,000 available
  • 0.01% interest-only (1.355% APR) for the first 6 months, with lenderoption to extend for an additional 6 months at 10% interest only (+ 1 point fee)
  • Secured by 2nd Lien against the current home

To find out more about these programs, please give me a call!

Call or Text: (408) 656-0895

Loan products powered by RPM Mortgage, a division of LendUS.

*Qualifications are based on a 680 Minimum FICO, 80% combined loan-to-value, $400,000 loan amount, single family dwelling. Balloon payment due at end of term.

**Qualifications are based on a 680 Minimum FICO, 80% combined loan-to-value,$50,000 loan amount, single family dwelling. Balloon payment due at end of term.

This does not represent an approval for financing or interest rate guarantee. Rates and terms are subject to change without notice. Borrowers are subject to underwriting and credit approval. Other restrictions may apply. Contact LendUS, LLC for more information.

LendUS, LLC NMLS #1938 – Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act. Equal Housing Opportunity.